No monthly service charge for full time students up to age 18.
No monthly service charge for churches or civic organizations.
A service charge fee of $6.00 will be imposed every statement cycle if
the balance falls below $500.00 any day of the cycle.
An excessive withdrawal fee of $ .10 will be charged for each withdrawal
in excess of 25 during a statement cycle. This fee will apply if the
consumer has a balance lower than $1,000.00 any day of the cycle.